MSME (Micro, Small & Medium Enterprises) Registration, now known as Udyam Registration, is a government initiative by the Ministry of Micro, Small and Medium Enterprises to provide official recognition to businesses based on their turnover and investment.

It helps businesses access financial support, benefits, and protection under the MSMED Act, 2006. The process is completely online, free of cost, and linked with Aadhaar, PAN, and GST.

Classification (Based on Investment & Turnover):

• Micro Enterprise: Investment ≤ ₹1 Cr, Turnover ≤ ₹5 Cr

• Small Enterprise: Investment ≤ ₹10 Cr, Turnover ≤ ₹50 Cr

• Medium Enterprise: Investment ≤ ₹50 Cr, Turnover ≤ ₹250 Cr

 Purpose:

To encourage small businesses with:

• Easy access to loans

• Subsidies and tax benefits

• Protection from delayed payments

• Preference in govt tenders

100% Online & Free — No physical documents needed in most cases!

 Step-by-Step Guide:

1️⃣ Visit the Official Portal
Go to udyamregistration.gov.in

2️⃣ Enter Aadhaar Details
Use the Aadhaar number of the Proprietor / Partner / Director

 Provide PAN & Business Info
Fill in:

• PAN & GST details

• Business name & type

• Address, bank details

• Investment & turnover figures

 Verify with OTP
An OTP will be sent to your Aadhaar-linked mobile. Submit after verification.

5️⃣Get Udyam Certificate
You’ll receive a unique Udyam Registration Number and downloadable certificate.

Access to Collateral-Free Loans

Get easy access to credit under the Credit Guarantee Fund Scheme, without pledging assets.

 Lower Interest Rates

Banks and financial institutions offer concessional interest rates to registered MSMEs.

Government Subsidies & Schemes

Avail benefits under schemes like:

• CLCSS (Capital Subsidy)

• Technology Upgradation

• Marketing & Export Promotion

Priority in Government Tenders

Special reservation and relaxation in public procurement tenders and bidding.

 Protection from Delayed Payments

Legal protection under MSMED Act — buyers must pay within 45 days, or interest is applicable.

Any business that falls within the following investment and turnover limits can register as an MSME (Micro, Small, or Medium Enterprise):

 Enterprise Classification:

Who Can Apply?

• Proprietorships

• Partnerships

• LLPs

• Private Limited Companies

• One Person Companies

• Hindu Undivided Families (HUF)

• Trusts, Societies, and Co-operative Societies engaged in manufacturing or services